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Resources to help you navigate the changing regulatory landscape

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SB 1075 and Credit Union Overdraft Fee Limits

Credit unions now have stricter limits on what they can charge customers who overdraw their account.

A new 2026 law means the maximum fee is $14, or a lower amount if the Consumer Financial Protection Bureau (CFPB) sets one.

Institutions must also warn customers whenever an overdraft fee is applied, so customers are not surprised by the charges.

For More Information

For more information, email Lisa Quaranta.

Access the ‘Compliance Hotline’

Your League-member benefits include the Compliance Hotline — providing exclusive access to dedicated compliance experts:

Using the above phone number and email address, you can gain access to a knowledgeable team that’s ready to address all your credit union’s compliance inquiries — promptly and efficiently. With the Compliance Hotline, you can proactively respond to impromptu questions and issues by getting clarity and insight on technical topics that normally slow you down. We want to help you unlock the full potential of your League membership by leveraging the resources and support you need to navigate the complex world of compliance effortlessly. We’re ALWAYS just a phone call or email away!

Additionally, other League-member compliance resources include:

  • ViClarity
  • CU PolicyPro
  • ComplySight
  • InfoSight
  • CU Store
  • Record Retention Guide
  • GRC Technology Solutions

For more information, email Lisa Quaranta.

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