Educational Employees CU is making it easier for members to achieve their dream of owning a home by expanding its home loan offerings to include lower down payment options.  With the new EECU Advantage Home Loan, qualified borrowers can purchase a primary residence with as little as 10% down on a fixed-rate mortgage. This reduced down payment requirement opens the door to homeownership for more members, helping them enter the housing market sooner and with greater financial flexibility.