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regulatory ADVOCACy

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The Regulatory Advocacy area keeps you informed of the latest proposed rules and regulations and their potential impact on credit unions.

For more information, contact Vice President of Regulatory Affairs, Lisa Quaranta at lisaq@ccul.org. 

Proposed Rule, Comment Letters and Executive Summaries

DateProposed RuleExecutive SummaryComment LetterComment Period Deadline
24-NovCPPA – CCPA Updates, Insurance, Cybersecurity Audits, Risk Assessments, and Automated Decision-making Technology (ADMT) Regulations   01/16/25
24-OctNCUA Staff Draft Budget 2025-2026 Available11/27/24
24-AugNCUA – Succession PlanningExecutive SummaryAvailable09/23/24
24-JunFHFA – FHLB MissionExecutive SummaryAvailable07/15/24
24-JanCFPB Overdraft Lending: Very Large Financial Institutions

Executive Summary

Toolkit

Available4/01/24
24-JanCFPB Fees for Instantaneously Declined TransactionsAvailable 3/25/24
23-NovFederal Reserve Regulation II (Debit Card Interchange) Available
Toolkit		Available5/12/24
23-OctCFPB Open BankingAvailableAvailable12/29/23
23-JulCFPB PACE FinancingAvailable 7/26/23
23-JunNCUA Climate Related Financial Risk RFIAvailableAvailable6/26/23
23-MayCFPB Credit Card Penalty Fees (Regulation Z)AvailableAvailable5/3/23
23-MarFHFA – FHLB System at 100 YearsN/AAvailable3/30/23
22-DecNCUA- FCU Bylaws- Member ExpulsionAvailableAvailable12/2/22
22-NovCPPA – California Consumer Privacy ActN/AAvailable11/21/22
22-AugDFPI – Debt Collection Licensing ActN/AAvailable8/29/22
22-AugCPPA – California Consumer Privacy ActAvailableAvailable8/23/22
22-FebCFPB – FeesAvailableAvailable3/31/22